Watch a Breakdown of Zoho One's Financial Apps
Zoho One Financial Apps: What’s Included and What They Do
1. Zoho Books
This is the central hub of your financial operations in Zoho. Every financial transaction — from invoices to payroll to inventory movement — ultimately connects back to Zoho Books.
It gives you:
- Full accounting capabilities (income, expenses, AR/AP)
- Tax calculation and filing support
- Bank feeds and reconciliations
- Financial reporting and dashboards
- Deep integrations with CRM, Inventory, Billing, and more
If you’re going to build your back office in Zoho, Books is where it starts.
2. Zoho Invoice
Though it’s part of Zoho Books in Zoho One, it’s worth calling out on its own.
With Zoho Invoice, you can:
- Create and send invoices based on time, expenses, or product sales
- Set up automated payment reminders and recurring billing
- Offer customer portals with built-in payment gateways
- Convert quotes into invoices seamlessly
It’s fast, customizable, and makes you look professional — all while getting paid faster.
3. Zoho Checkout
Need a way to collect one-time or recurring payments without building a full shopping cart system?
Zoho Checkout lets you:
- Create custom-branded payment pages
- Accept credit card payments with Stripe, PayPal, and more
- Offer both subscription and one-time purchase options
- Embed payment links into websites, emails, or buttons
Great for events, coaching packages, digital downloads, or donations.
4. Zoho Billing
If your billing model is more complex — think subscriptions with trial periods, coupons, or proration — Zoho Billing is the right tool.
Use it to:
- Manage recurring billing models
- Automate invoices, trials, and discount offers
- Offer customers a self-service portal to manage their subscription
- Integrate with CRM or Commerce to manage everything from one place
Perfect for SaaS companies, online programs, or any business with layered billing requirements.
5. Zoho Inventory
For businesses that sell physical products, Zoho Inventory keeps everything in sync across your channels.
Use it to:
- Track product inventory levels
- Manage orders and shipments
- Handle packing, shipping, and delivery notifications
- Set reorder levels and manage multiple warehouses
- Sync with Zoho Commerce, Books, and CRM
Whether you sell through your own store or marketplaces, this tool keeps stock accurate and processes smooth.
6. Zoho Commerce
Want to build and run an online store without using a third-party ecommerce platform?
Zoho Commerce lets you:
- Create a full ecommerce website
- Accept online payments
- Track and manage inventory
- Handle shipping and logistics
- Run marketing campaigns and analyze store performance
It connects directly to Zoho Books, Inventory, CRM, and Campaigns — meaning your store becomes part of your system, not a separate silo.
7. Zoho Expense
Track employee spending — whether they’re swiping a company card or filing for reimbursement.
With Zoho Expense, you can:
- Manage travel approvals and expense policies
- Capture receipts and match them to transactions
- Automate reimbursement approvals
- Sync data with Books and Payroll (where supported)
Why It Matters
Bottom Line
Need help deciding which tools are right for your business model? At TechnoMap, we help you make the most of your Zoho One plan — without the overwhelm.
